401(k) Calculator with Employer Match

401(k) Calculator

Project your 401(k) balance at retirement — including the employer match, which is free money you should never leave on the table.

Projected 401(k) at Retirement

$0

Your Total Contributions$0
Employer Match (free money!)$0
Investment Growth$0
This Year's Contribution + Match$0

A typical match is 50% of your contribution up to 6% of salary — contribute at least enough to capture the full match, it's an instant 50-100% return. Employee deferrals are capped at $24,500 for 2026 ($8,000 extra catch-up if 50+); the calculator applies this cap. Traditional 401(k) contributions are pre-tax; withdrawals in retirement are taxed. Estimates only.