UK Mortgage Calculator
Monthly repayments, total interest and the full cost of your mortgage — on repayment or interest-only terms.
Monthly Payment
£0
Loan Amount / LTV—
Total Interest Over Term£0
Total Amount Repaid£0
Lower LTV bands unlock better rates — the big steps are at 90%, 85%, 75% and 60% LTV. Most UK deals fix for 2 or 5 years, then revert to the lender's (higher) standard variable rate — remortgage before that hits. Interest-only payments are far lower, but the full loan remains due at the end and lenders require a credible repayment plan. Estimates only.