Salary Take Home Calculator – CTC to In-Hand

💰 Salary Take Home Calculator

Convert your CTC into the actual monthly in-hand salary after PF, professional tax and income tax — for FY 2026-27.

Monthly In-Hand Salary

₹0

Monthly Gross (CTC minus employer PF)₹0
Employee PF (12% of Basic)−₹0
Professional Tax−₹200
Income Tax (TDS, monthly)−₹0
Annual In-Hand₹0

Assumes the employer's 12% PF contribution is part of CTC (standard practice), professional tax of ₹200/month, and the FY 2026-27 slabs with ₹75,000 standard deduction (new regime) — salary up to ₹12.75 lakh pays zero tax under the new regime. Gratuity provision, variable pay and insurance premiums in CTC will change the figure — check your offer's break-up. Estimates only.