SBI Personal Loan EMI Calculator

💼 SBI Personal Loan EMI Calculator

Estimate your SBI personal loan EMI across Xpress Credit, Xpress Elite and Quick Personal Loan schemes. SBI personal loan rates currently range from about 10% to 15% p.a.

Scheme Xpress Credit (salary account holders) — ~10.65–13.8% Xpress Elite (higher income) — ~10.6–12.6% Quick Personal Loan via CLP (non-SBI salary) — ~11.6–14.1% Pension Loan — ~10.5–11.7%

Loan Amount (₹, up to ₹35L for Xpress Credit)

Interest Rate (% p.a.)

Tenure (months, up to 84)

Processing Fee (% of loan)

Monthly EMI

₹0

Total Interest₹0

Processing Fee + 18% GST₹0

Net Amount Disbursed₹0

Total Cost of Loan₹0

Selecting a scheme fills a typical mid-range rate — your actual rate depends on your employer category, CIBIL score and salary-account relationship. SBI often waives the processing fee in festive campaigns (set the fee to 0 to model that). Rates are indicative — verify on sbi.co.in. Estimates only.