🛡️ PM Jeevan Jyoti Bima Calculator
PMJJBY gives ₹2 lakh life cover for just ₹436 a year — India's cheapest life insurance, auto-debited from your bank account. See your lifetime cost of staying covered.
Annual Premium
₹0
Life Cover (any-cause death)₹2,00,000
Cover Continues Till Age55 years
Total Premiums Till 55₹0
Cost per Day₹0
PMJJBY: ₹436/year for ₹2L life cover (age 18–50, renewable till 55; 30-day lien on new enrolments for non-accident death). PMSBY: ₹20/year for ₹2L accidental death/disability cover (age 18–70). Both auto-debit from your savings account each year (cover period 1 June–31 May). These are supplements, not substitutes — earners with dependents still need a full term plan of 15–20× income. Estimates only.