💎 Life Insurance Maturity Calculator
Calculate the maturity value of an endowment / traditional life policy from its bonuses — and see the effective annual return your premiums actually earn.
Estimated Maturity Value
₹0
Sum Assured₹0
Accrued Bonuses + FAB₹0
Total Premiums Paid₹0
Effective Annual Return (IRR)0%
Maturity = Sum Assured + (simple reversionary bonus × term) + final additional bonus; bonuses are declared yearly and not guaranteed. The IRR row is the eye-opener — traditional endowment plans typically return just 4–5.5% p.a. Compare with a term plan + PPF/mutual fund combination before committing. Estimates only.