🎯 Goal-Based SIP Calculator
Work backwards from a life goal to the monthly SIP you need — inflation-adjusted AND corrected for the 12.5% LTCG tax you'll pay at redemption, across three return scenarios.
Required Monthly SIP (Base Case, Post-Tax)
₹0
Inflation-Adjusted Goal (future cost)₹0
Conservative Scenario (return −2%)₹0
Base Scenario₹0
Optimistic Scenario (return +2%)₹0
Est. LTCG Tax Provision (base case)₹0
The SIP is sized so that the corpus AFTER 12.5% LTCG tax (on gains above the ₹1.25L annual exemption) meets your inflated goal — most calculators skip this and leave you short at redemption. Plan with the conservative figure for critical goals like education. Estimates only.