⚖️ ELSS vs PPF Calculator
Both save tax under Section 80C (old regime) — but ELSS is market-linked with a 3-year lock-in while PPF is guaranteed and tax-free with a 15-year term. Compare post-tax outcomes.
Winner (Post-Tax)
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Total Invested₹0
ELSS Corpus (before tax)₹0
ELSS Post-Tax (after 12.5% LTCG)₹0
PPF Corpus (fully tax-free)₹0
Difference₹0
ELSS gains above ₹1.25L attract 12.5% LTCG at redemption; PPF is EEE (fully exempt). ELSS has higher expected returns but real market risk — it can underperform over short horizons; PPF is government-guaranteed. Many investors split between both. Estimates only.