FIRE Calculator India – Retire Early Corpus

🔥 FIRE Calculator

Financial Independence, Retire Early — find the corpus that lets your investments pay for life, and the monthly SIP needed to get there by your target age.

Current Age

Target FIRE Age

Current Monthly Expenses (₹)

Expected Inflation (%)

Current Investments (₹)

Expected Return till FIRE (%)

Corpus Rule25× annual expenses (4% rule, aggressive for India)30× annual expenses (3.33% withdrawal, safer)33× annual expenses (3% withdrawal, very safe)

FIRE Corpus Needed

₹0

Annual Expenses at FIRE Age (inflated)₹0

Future Value of Current Investments₹0

Gap to Bridge₹0

Required Monthly SIP₹0

The corpus multiple assumes post-FIRE withdrawals grow with inflation while the corpus stays invested. The classic 4% rule was built on US data — with India's higher inflation, 30–33× is a safer target for a retirement that may last 40+ years. Review the plan yearly. Estimates only.