UK Income Tax Calculator 2026/27
Income tax plus National Insurance on your salary for the 2026/27 tax year (6 April 2026 – 5 April 2027) — England, Wales & Northern Ireland rates.
Total Tax + NI
£0
Personal Allowance£12,570
Income Tax£0
National Insurance (8% / 2%)£0
Take-Home Pay (annual)£0
Take-Home per Month£0
Effective Tax Rate0%
2026/27: personal allowance £12,570 (frozen); 20% basic rate to £50,270, 40% higher rate to £125,140, 45% above. Employee NI is 8% between £12,570–£50,270 and 2% above. The allowance tapers away above £100,000 (£1 lost per £2), creating an effective 60% band to £125,140 — pension contributions are the classic fix. Scotland uses different income tax bands. Estimates only.